I feel for you. When Robert was in NICU for ten months, it was a nightmare. Arthur and I both had insurance, we wanted to use mine because it had a higher lifetime limit. We were told they took the man’s insurance as primary. Oh, did I throw a hissy fit. Funny, about a year after, the insurance companies started using birthdates as who would be primary. Under that, my insurance would have been used. Spent a lot of time on phone calls. I sincerely hope yours gets straightened out fast and favorably for you. The things one never expects when dealing with a child’s illness. Noreen