Robert McGowen | CaringBridge

Robert McGowen

As time goes by and Medicare and Social Security benefits prove to be increasingly inadequate to support retirees, an increasing number of us are opting to re-locate to Mexico where living expenses are much lower than in the US.  When we re-locate we find ourselves without health insurance as Medicare coverage does not extend to Mexico.  Consequently, we must either pay for health care out-of-pocket or purchase private insurance locally. Either of these solutions increase our expatriate cost of living nullifying some or all of the benefits of living in a society where medical costs do not run rampant as in the US.

If Medicare benefits should be extended to Mexico, it would be a win-win situation.  Since Mexican medical services cost about 20 percent of the cost in the US, the Medicare system could Experience a great cost saving by doing so.  In many cases doctors either attended American medical schools or Mexican medical schools recognized in the US.  Finally, the expatriates would save money by not having to purchase local insurance and would not be obligated to travel to the US for treatment where the Medicare co-pay frequently exceeds the entire cost of treatment in Mexico.

It is interesting that after working 40 years as a professional and paying taxes all of these years, I now find myself without health coverage except for Medicare which in many case presents unaffordable options. On the other hand, those retire from the military are covered by TriCare and don’t have such problems.

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